A modular platform and insights layer built for insurers.
Delivery, measurement and reporting on one platform. Our configurable digital front door connects members to the right support faster and gives buyers real-time levers to improve access, experience, outcomes and cost.
Three vital layers. Delivered with care.
The member experience, buyer experience and technical flexibility are what turn our digital health platform from a feature into an operating model.
The members
Through SDK or API modules, members can easily access health content, AI coaching triage tools, personalised health pathways and connected care in one place. So they can get the care they need, without the hassle.
The buyers
Our all-in-one platform also provides buyers with tailored insights in an easy-to-understand way. Live dashboards across time to access, engagement, assessment completion, triage outcomes, program uptake, dropout rates, NPS, clinical progress, SLA compliance, cost per episode and ROI.
The technical elements
Spectrum.Life supports SSO integration, white-label and custom theming, API or SDK deployment and modular service design, allowing full-service, multi-provider or tech-enabled models scalable to millions of members.
Cara Wellbeing. A modern-day mental health companion that extends engagement, built to empower your members.
Cara Wellbeing is an optional mental health companion fully incorporated into our platform and entirely evidence-based, with guided chat and voice support to empower everyday wellbeing and surface risk earlier, with escalation to Spectrum.Life clinicians when needed.
Everyday wellbeing
With guided mood reflection, coaching prompts and evidence-based emotional tools, Cara helps members build healthier habits between clinical touchpoints. Impressive text or voice interactions also build deep personalisation over time.
Risk detection
Insurers traditionally have been unable to deploy AI coaching due to risk. Cara addresses that and connects real risk to real care — 24/7. When concerns are spotted, Cara connects to Spectrum.Life clinicians for immediate human support.
Clinical governance
Developed and validated in an RCT with CE-Class I medical device technology and following clinically governed pathways, Cara has been built with diligent care and attention to detail. Cara is designed to extend support, not replace clinical care. Class II certification is also in development.
An AI companion fit for insurers.
Cara enriches member propositions without growing clinical headcount. Members get always-on, personalised wellbeing support. You get vital engagement data and early risk identification.